Checking

¹Your direct deposit may be credited to your EdiFi Credit Union account up to three (3) business days early. Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. EdiFi Credit Union cannot assume any liability for not depositing these funds to your account early.

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²IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

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³Special Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Courage is provided through the company named in the Guide to Benefits or on the certificate of Insurance.  Guide to Benefits and insurance documents can be found online at KeepSafe.ClubChecking.com or through the Club Checking mobile app.  As an eligible account holder, you are enrolled as a member of the Econocheck Association, of which your financial institution is a sponsor. For more information, please visit KeepSafe.ClubChecking.com or call 866-210-0361.  Insurance Products are not insured by NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.  

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⁴To earn the stated APY the following account activity is required: at least 10 debit card transactions of at least $5 or more per month; a direct deposit of at least $1,000 per month; enrollment in online banking; and enrollment in eStatements. If these requirements are not met the account will not earn dividends. Balances over $10,000 earn at a reduced rate.