Checking

Members' Choice Checking

Earn interest or keep a low balance. Enjoy free eStatements or choose paper delivery. Take advantage of free EdiFi ATMs or use one of 30,000 around the country. The choice is yours!

  • Earn interest on balances above $2500
  • No minimum balance 
  • No monthly fee1
  • Free unlimited EdiFi ATM use
  • 6 free non-EdiFi ATM withdrawals
  • Access over 30K Surcharge-Free ATMs
  • Online Banking with Bill Pay with Zelle®
  • Mobile Banking with Remote Deposit
  • Overdraft Protection available
  • Free eStatements or Opt-in for Paper Statements

Protection Plus Checking

EdiFi has your back! This checking account provides identity theft protection and access to your credit report and score every 90 days. Plus, you still earn dividends and enjoy ATM flexibility.

  • IDProtect® Identity Theft monitoring and resolution service (Register at idprotectme247.com)2
  • Access to your credit report & score every 90 days
  • Overdraft Protection available
  • Cell phone protection3
  • No minimum balance requirement
  • Free ATM withdrawals at all EdiFi ATMs
  • Up to 6 free non-EdiFi ATM withdrawals per month
  • Dividends on balances >$1,000
  • All for a low $4.95 monthly service charge
  • Online Banking with Bill Pay with Zelle®

Business Checking

Put your Business Checking Account to work for you! We’ll help you avoid costly fees and allow you to focus on growing profits.

  • Unlimited transactions
  • Night Depository available at most locations
  • No minimum balance requirement
  • Free ATM withdrawals at all EdiFi ATMs
  • Online Banking & Bill Pay
  • Mobile Banking w/Mobile Deposit & Zelle®
  • Overdraft Protection available

Rates

Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
Account Type
Min Balance to Earn
APY*
Members Choice Checking
Min/Max Borrowed
Max Repayment Term
APR* as low as
0.10%
Members Choice Checking
Min Balance to Earn
$2,500
APY*
0.10%
Min/Max Borrowed
Max Repayment Term
APR* as low as
0.15%
Min Balance to Earn
$10,000
APY*
0.15%
Protection Plus Checking
Min/Max Borrowed
Max Repayment Term
APR* as low as
0.10%
Protection Plus Checking
Min Balance to Earn
$1,000
APY*
0.10%
Carefree Checking (Legacy)
Min/Max Borrowed
Max Repayment Term
APR* as low as
0.10%
Carefree Checking (Legacy)
Min Balance to Earn
$100
APY*
0.10%
Min/Max Borrowed
Max Repayment Term
APR* as low as
0.15%
Min Balance to Earn
$2,500
APY*
0.15%
Min/Max Borrowed
Max Repayment Term
APR* as low as
0.25%
Min Balance to Earn
$10,000
APY*
0.25%
Min/Max Borrowed
Max Repayment Term
APR* as low as
0.45%
Min Balance to Earn
$25,000
APY*
0.45%
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Disclosures

1No monthly service fee if you sign up to receive eStatements; otherwise a $2.00 monthly statement fee applies.

2IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

3Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to the Guide to Benefit for complete details of coverage.


Insurance Products are not insured by NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.