Visa® Credit Cards

Visa® Rewards Card

Empower yourself with options when you choose a Rewards Visa® from EdiFi. With our uChoose Rewards program, you can earn points toward rewards.

  • Fixed-rate card
  • No annual fee
  • No balance transfer fee 
  • Earn reward points with every purchase.
  • Chip enhancement for security
  • Cash advances available at any EdiFi branch or more than 40,000 ATMs worldwide
  • 24/7 Access. Monitor your EdiFi Visa® account with Online Banking or via our Mobile App
  • Enroll in credit card eStatements through Online Banking


Not a member? Join Today!

uChoose Rewards

Earn or redeem points when you pay for things you want and need like restaurants, prescriptions, and streaming services.

Not an EdiFi Visa® Cardholder? Apply Today

Ready to redeem those points you’ve been stockpiling? You can now choose to use your points for:

  • Cash Back (apply earnings toward the outstanding Visa® account balance)
  • Travel
  • Merchandise
  • Gift Cards
  • Everyday Purchases:  1 Point Per Dollar
  • Earn More Points:  Shop at hundreds of popular retailers. Earn more Points with every purchase.


Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
Account Type
Min Balance to Earn
Visa® Rewards
Min/Max Borrowed
up to $25,000
Max Repayment Term
APR* as low as
Visa® Rewards
Min Balance to Earn
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*APR = Annual Percentage Rate