The Family Security Plan®

The Family Security Plan® has been connecting credit union families with high-quality, affordable insurance benefits that fit your lifestyle and budget for more than 50 years. Secure a bright future for your loved ones by making informed decisions about insurance.

Whole Life Insurance

Secure your family’s future with permanent protection that never expires and allows you to borrow against the cash value.

Term Life Insurance

If your family is faced with the loss of you and your income, ease the financial burden with protection at an affordable price for a specific length of time.

Disability Income Insurance

In the event that you are unable to work due to a disabling injury or illness this is a convenient, affordable way to ensure you have income.

Critical Illness Insurance

Focus on getting better with a lump sum benefit paid directly to you upon the first diagnosis of a covered critical illness.1

Accident Insurance

Handle the medical and out-of-pocket costs that add up after a covered accidental injury with this benefit.

Hospital Sickness Insurance

Pays money directly to you if you get hospitalized due to an illness, regardless of any other coverage you may have.

We know how crucial it is to protect your family and their financial well-being. That’s why we’ve built our comprehensive educational hub – a one-stop resource for all your financial wellness needs!

Get expert guidance, pro tips, and valuable insights to empower you in securing your family’s future. Your journey starts HERE

TruStage Insurance2


If you haven't gotten a car insurance quote lately, your credit union membership could help you save hundreds of dollars. EdiFi members may qualify for discounts on car insurance through the TruStage® Auto Insurance Program. You could save big, and it can be easy to switch carriers, without losing any money.

  • Credit union member discounts
  • Nationally recognized companies
  • Friendly, 24/7 service—even on holidays
  • Discounts for multiple vehicles, safety features, good driving, and more
  • Mobile app for easy claims

Don’t wait to see how much you could save.


Help protect your biggest investment—inside and out. The TruStage™ Home Insurance Program helps you protect your home—and everything in it—with coverage designed to fit your budget for credit union members.

It could help cover damage or loss due to fire, weather, theft, and more. And it also helps protect you from liability if an accident happens on your property. TruStage gives credit union members access to coverage underwritten by Liberty Mutual Insurance®—along with these popular benefits:

  • Discounts for multiple policies
  • 24/7 claims, even on holidays
  • Inflation protection
  • Temporary housing assistance when you need it


Accidental Death & Dismemberment (AD&D) insurance is straightforward, affordable insurance that can help protect you and your family when the unexpected happens. Unlike life insurance, it covers you in the event of an injury or death that results from an accident.

  • Once you enroll, AD&D insurance pays a cash benefit to your beneficiary if you die from an accident or you are seriously injured. Credit union members ages 18 and over can also choose to increase their protection (Member Only Plan) or their family's protection (Family Plan) with up to an additional $300,000.00 in coverage.
  • Acceptance is guaranteed and there are no medical questions.

As a member of EdiFi Federal Credit Union, you are eligible to enroll for $2,000.00 of no-cost TruStage® Accidental Death & Dismemberment Insurance Underwritten by CMFG Life Insurance.


You’ve always done what’s right for the ones you love. Taking steps to ensure they’re financially covered if you’re no longer here is one more way to show you care.

  • What’s covered? TruStage™ Life Insurance provides money your loved ones could use to help pay a mortgage or rent, day-to-day bills, medical and funeral expenses — whatever is needed most if you’re not there.
  • What are the advantages? TruStage helps you compare insurance and explore your options so you can make the right choice for your family.


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1Covered critical illnesses are defined in the policy.

2TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2022 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by EdiFi Credit Union.