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$400 OFF Closing Costs, Opens Doors
EdiFi helps you lay the foundation for your future with a mortgage that fits your needs and budget.
Build your dreams on a strong foundation with a mortgage from EdiFi!
EdiFi helps you lay the foundation for your future with a mortgage that fits your needs and budget. Whether you’re looking for lower initial payments or the convenience of installments that don’t change, we’ll guide you through the entire process. Open the door to your future home with EdiFi and get up to $400 off closing costs.1
Mortgage options that fit your future:
Fixed Rate/Conventional, FHA, 5/5 ARM, and more!
Plus, EdiFi offers mortgage options for your primary residence, vacation home, and/or investment properties.
EdiFi Credit Union and Member First Mortgage, LLC (MFM) have teamed up to provide affordable mortgage solutions and excellent service to our members.
Our partnership with MFM ensures you have access to:
- Wide range of loan offerings
- Affordable down payment options
- Competitive rates & closing costs
- Expedited closings
- Easy online applications
For more information about our programs and to see if you qualify, contact:
Chris Papagni,* Mortgage Consultant
MLO#282725
Member First Mortgage, LLC (NMLS ID #149532)
Direct Line: 973-937-4934
chris.papagni@memberfirstmortgage.com
Disclosures
1Available to eligible borrowers on a conventional purchase or refinance mortgage with EDIFI Federal Credit Union applied for between 9/22/2025 and 11/30/2025 and closed by 12/31/2025. Up to $400 Closing Cost Assistance may be used to cover select closing costs only; may not be used to cover mortgage insurance, seller paid closing costs, or discount points. The Closing Cost Assistance amount will not be applied until the time of closing on the appropriate closing documents. Closing costs may vary based on transaction. May not be combined with any other offer, promotion, or discount. This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply.
EdiFi Federal Credit Union | 621 Beverly Rancocas Road, Willingboro, NJ 08046 | (800) 225-18589 | NMLS ID# 541573. Equal Housing Opportunity.
*Christopher Papagni, MLO/NMLS # 282725 is authorized to represent Member First Mortgage, LLC, a licensed Mortgage Lender/Servicer (Company NMLS ID #149532) and is proud to serve its partner, EdiFi Credit Union. For MLO licensing information, please visit NMLS Consumer Access
All lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and may vary based on borrower qualification and collateral conditions. This is not a commitment to lend.
