5/5 Adjustable Rate Mortgage Back by Popular Demand

A 5/5 ARM is a practical option for members who want lower initial payments and plan to reassess their needs down the road.

5/5 Adjustable Rate Mortgage Back by Popular Demand

Grow into Your Home with a 5/5 ARM

At EdiFi, we believe in helping you make educated financial choices. A 5/5 ARM is a practical option for members who want lower initial payments and plan to reassess their needs down the road— whatever the future holds, plan for it with EdiFi.

  • Great for buyers who need a lower initial payment
  • Competitive initial interest rate for the first 5 years (60 months)
  • Rate adjusted every 5 years (60 months)


Available on purchase and refinance applications for a primary residence using a conforming conventional portfolio loan product with EdiFi Federal Credit Union. Not eligible on multi-unit properties, condos, townhomes, or manufactured houses. All lending products are subject to credit and property approval. Additional restrictions may apply. This is not a commitment to lend. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan.

EdiFi Federal Credit Union (621 Beverly Rancocas Road, Willingboro, NJ 08046 | (800) 225.1859x3507 | NMLS ID# 541573) For registration information, please visit www.nmlsconsumeraccess.org. Equal Housing Opportunity.