Visa® Credit Cards

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EdiFi Checking Account Benefits

All checking accounts come standard with:

No minimum balance
Enjoy no minimum balance requirements on ALL EdiFi Checking accounts.
Free eStatements
Get FREE monthly eStatements or receive paper statements for only $2 per month.
Free EdiFi ATM use
Get unlimited, FREE usage of all EdiFi ATMs with an EdiFi debit card.
6 Free non-EdiFi ATM withdrawals, monthly
Take advantage of 6 FREE Non-EdiFi ATM Withdrawals every month!
Over 30K surcharge-free ATMs to choose from
Access over 30,000 surcharge-free ATMs within our shared branching network.
Bank anytime, anywhere
Utilize online & mobile banking with Bill Pay, Zelle®, and mobile deposit.

Visa® Rewards Card

Empower yourself with options when you choose a Rewards Visa® from EdiFi. With our uChoose Rewards program, you can earn points toward rewards.

  • Fixed-rate card
  • No annual fee
  • No balance transfer fee 
  • Earn reward points with every purchase.
  • Chip enhancement for security
  • Cash advances available at any EdiFi branch or more than 30,000 surcharge-free ATMs around the country
  • 24/7 Access. Monitor your EdiFi Visa® account with Online Banking or via our Mobile App
  • Enroll in credit card eStatements through Online Banking

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uChoose Rewards

Earn or redeem points when you pay for things you want and need, like restaurants, prescriptions, and streaming services.

Not an EdiFi Visa® Cardholder? Apply Today

Ready to redeem those points you’ve been stockpiling? You can now choose to use your points for:

  • Cash Back (apply earnings toward the outstanding Visa® account balance)
  • Travel
  • Merchandise
  • Gift Cards
  • Everyday Purchases:  1 Point Per Dollar
  • Earn more Points with every purchase

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Special Offers

Account Type
Min Balance to Earn
APY*
Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
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Rates

Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
Account Type
Min Balance to Earn
APY*
Visa® Rewards
Min/Max Borrowed
up to $25,000
Max Repayment Term
N/A
APR* as low as
9.99%
Visa® Rewards
Min Balance to Earn
APY*
9.99%
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Disclosures

*APR = Annual Percentage Rate