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We've made our 2% savings offer permanent! Refinance your auto and save today.

With the cost of everyday essentials continuing to rise, finding ways to improve your monthly cash flow has never been more important. That's why Edifi Credit Union is pleased to announce that our popular 2% APR1 auto refinance rate reduction is here to stay.
If you're currently making high monthly vehicle payments, refinancing your auto loan with Edifi could help lower your payment and put more money back into your budget each month. That's money that can be used for the things that matter most.
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Start your savings journey today! It only takes a few minutes to apply— and we’ll handle the heavy lifting.
1APR = Annual Percentage Rate. Rate floor 4.00%. Interest continues to accrue during 60 days of no payments. Your final rate will be based on creditworthiness. Offer valid on vehicles refinanced from another financial institution. All refinances subject to $85 Motor Vehicle Commission retitling fee. Current EdiFi auto loans are not eligible. The Credit Union reserves the right to terminate this offer at any time.