Drive Down Your Rate. Drive Up Your Savings.

We've made our 2% savings offer permanent! Refinance your auto and save today.

Drive Down Your Rate. Drive Up Your Savings.

Leave high rates in the rearview!

With the cost of everyday essentials continuing to rise, finding ways to improve your monthly cash flow has never been more important. That's why Edifi Credit Union is pleased to announce that our popular 2% APR1 auto refinance rate reduction is here to stay.

If you're currently making high monthly vehicle payments, refinancing your auto loan with Edifi could help lower your payment and put more money back into your budget each month. That's money that can be used for the things that matter most.

  • 🚗 2% rate drop— or better if you qualify
  • 🕒 90 days with no payments
  • 📅 Extend your term up to 12 months for lower monthly payments
  • 💸 Keep more in your wallet— without the hassle

Start your savings journey today! It only takes a few minutes to apply— and we’ll handle the heavy lifting.


1APR = Annual Percentage Rate. Rate floor 4.00%. Interest continues to accrue during 60 days of no payments. Your final rate will be based on creditworthiness. Offer valid on vehicles refinanced from another financial institution. All refinances subject to $85 Motor Vehicle Commission retitling fee. Current EdiFi auto loans are not eligible. The Credit Union reserves the right to terminate this offer at any time.